{"id":9721,"date":"2023-08-31T12:31:43","date_gmt":"2023-08-31T10:31:43","guid":{"rendered":"https:\/\/tv.a11.cz\/?post_type=video&#038;p=9721"},"modified":"2023-08-31T18:15:18","modified_gmt":"2023-08-31T16:15:18","slug":"pojistovny-se-chystaji-vracet-mezi-lidi-stovky-milionu-korun","status":"publish","type":"video","link":"https:\/\/tv.a11.cz\/video\/pojistovny-se-chystaji-vracet-mezi-lidi-stovky-milionu-korun\/","title":{"rendered":"Poji\u0161\u0165ovny se chystaj\u00ed vracet mezi lidi stovky milion\u016f korun"},"content":{"rendered":"","protected":false},"excerpt":{"rendered":"<p>Poji\u0161\u0165ovny nyn\u00ed vrac\u00ed p\u0159eplatky za \u00fahrady l\u00e9k\u016f. M\u016f\u017ee se jednat a\u017e o tis\u00edce korun. Pen\u00edze za l\u00e9ky vracej\u00ed zdravotn\u00ed poji\u0161\u0165ovny \u010dty\u0159ikr\u00e1t do roka a to za ka\u017ed\u00e9 kalend\u00e1\u0159n\u00ed \u010dtvrtlet\u00ed. <\/p>\n","protected":false},"author":8,"featured_media":9745,"template":"","categories":[17,154,157],"porad":[],"region":[218],"kategorie":[],"class_list":["post-9721","video","type-video","status-publish","has-post-thumbnail","hentry","category-domaci","category-zdravotnictvi","category-zpravy","region-cela-cr"],"acf":[],"meta_box":{"nbla_idec":"N2300089","nbla_title":"Poji\u0161\u0165ovny se chystaj\u00ed vracet mezi lidi stovky milion\u016f korun","nbla_subtitle":"","nbla_summary":"","nbla_description":"","nbla_transcription":"Poji\u0161\u0165ovny nyn\u00ed vrac\u00ed p\u0159eplatky za \u00fahrady l\u00e9k\u016f. M\u016f\u017ee se jednat a\u017e o tis\u00edce korun. Pen\u00edze za l\u00e9ky vracej\u00ed zdravotn\u00ed poji\u0161\u0165ovny \u010dty\u0159ikr\u00e1t do roka a to za ka\u017ed\u00e9 kalend\u00e1\u0159n\u00ed \u010dtvrtlet\u00ed. Samoz\u0159ejm\u011b u t\u011bch p\u0159eplatk\u016f za l\u00e9ky se mus\u00ed dodr\u017eovat ur\u010dit\u00e1 pravidla a vracej\u00ed se za ur\u010dit\u00fdch podm\u00ednek. Jedna podm\u00ednka je dodr\u017een\u00ed ochran\u00e9ho ro\u010dn\u00edho limitu, kter\u00fd je stanoven ze z\u00e1kona. U d\u011bt\u00ed do 18 let a u star\u0161\u00edch 65 let je nastaven na tis\u00edc korun, u star\u0161\u00edch 70 let a u osob s p\u0159iznanou invaliditou ve druh\u00e9m a t\u0159et\u00edm stupni je 500 korun a u v\u0161ech ostatn\u00edch poji\u0161t\u011bnc\u016f je hranice nastavena na 5000 korun. Za p\u0159eplatky v l\u00e9k\u00e1rn\u00e1ch vr\u00e1tila klient\u016fm zdravotn\u00ed poji\u0161\u0165ovna ministerstva vnitra v\u00edce ne\u017e 58 milion\u016f korun. Pen\u00edze zp\u011bt z\u00edskalo zhruba 55 tis\u00edc poji\u0161t\u011bnc\u016f. V\u011bt\u0161inou se jedn\u00e1 o seniory, o lidi s n\u011bjak\u00fdm chronick\u00fdm onemocn\u011bn\u00edm, prost\u011b ty, co nejv\u00edce vyu\u017e\u00edvaj\u00ed l\u00e9ky. Vr\u00e1tky, kter\u00e9 jsou ni\u017e\u0161\u00ed ne\u017e 200 korun, se nepropl\u00e1cej\u00ed a jsou p\u0159evedeny na dal\u0161\u00ed obdob\u00ed. P\u0159eplatky, kter\u00e9 jsou v souladu s po\u017eadavky, se vrac\u00ed automaticky a to dv\u011bma zp\u016fsoby. Platbou skrze po\u0161tovn\u00ed pouk\u00e1zku anebo skrze bankovn\u00ed \u00fa\u010det. P\u0159eplatky za l\u00e9ky po p\u0159ekro\u010den\u00ed ochran\u00e9ho limitu se vrac\u00ed automaticky. To znamen\u00e1, \u017ee klient poji\u0161\u0165ovny si v\u016fbec nemus\u00ed nic hledat, nic si hl\u00eddat a vlastn\u011b vrac\u00ed se automaticky. V \u010cesk\u00e9 pr\u016fmyslov\u00e9 zdravotn\u00ed poji\u0161\u0165ovn\u011b byly za prvn\u00ed \u010dtvrtlet\u00ed vr\u00e1ceny p\u0159eplatky 46 tis\u00edc\u016fm poji\u0161t\u011bnc\u016f. Za druh\u00e9 \u010dtvrtlet\u00ed to bylo 42 tis\u00edc poji\u0161t\u011bnc\u016f. Za druh\u00e9 leto\u0161n\u00ed \u010dtvrtlet\u00ed jsme klient\u016fm vyplatili v souhodnu 33 milion\u016f korun. Od za\u010d\u00e1tku roku jsme na\u0161im klient\u016fm vr\u00e1tili t\u00e9m\u011b\u0159 44 milion\u016f korun. To je o 9 milion\u016f korun v\u00edce ne\u017e p\u0159ed rokem. Zdravotn\u00ed poji\u0161\u0165ovna RBP vr\u00e1tila za prvn\u00ed pololet\u00ed roku 2023 sv\u00fdm 15 tis\u00edc\u016fm klient\u016fm celkem 14,1 milion\u016f korun. Konkr\u00e9tn\u011b ve druh\u00e9m sledovan\u00e9m \u010dtvrtlet\u00ed roku 2023 RBP vyplatila p\u0159eplatky za l\u00e9ky v objemu 10,5 milion\u016f korun. N\u00e1rok na finan\u010dn\u00ed vr\u00e1tku z\u00edskalo 13 921 poji\u0161t\u011bnc\u016f. Z d\u016fvodu vysok\u00fdch n\u00e1klad\u016f na po\u0161tovn\u00ed pouk\u00e1zky poji\u0161\u0165ovny v\u00edtaj\u00ed vr\u00e1tky na l\u00e9ky sp\u00ed\u0161e bankovn\u00edm p\u0159evodem. Za posledn\u00ed t\u0159i m\u011bs\u00edce nap\u0159\u00edklad zdravotn\u00ed poji\u0161\u0165ovna Ministerstva vnitra uhradila za po\u0161tovn\u00ed pouk\u00e1zky 1,75 milion\u016f korun. Ur\u010dit\u011b za efektivn\u011bj\u0161\u00ed zp\u016fsob pova\u017eujeme platbu nebo vracen\u00ed p\u0159eplatku zp\u011bt na bankovn\u00ed \u00fa\u010det klienta ne\u017e skrze po\u0161tovn\u00ed pouk\u00e1zku. Jednak klient u\u0161et\u0159\u00ed cestu na po\u0161tu, ale z\u00e1rove\u0148 obdr\u017e\u00ed platbu na \u00fa\u010det t\u00e9m\u011b\u0159 okam\u017eit\u011b. TVA 11, Karol\u00edna Geislerov\u00e1.","nbla_serie":"","nbla_season":"","nbla_episode":"","nbla_duration":"166.68","nbla_genre":"","nbla_editorial_format":"","nbla_mtime":"1693477407","nbla_url":"https:\/\/origin.a11.cz\/vod\/8ez40wnttno39lnp5ur56ynwp.mp4","nbla_version":"1693477406","nbla_odvysilano":"Ne","bunny_id":"07c1c035-2e47-4d31-b84c-293ab8de713f","youtube_id":"","datum_vydani":"20230831","stopaz":"166.68","dokument":[],"video_to":[]},"_links":{"self":[{"href":"https:\/\/tv.a11.cz\/api\/wp\/v2\/video\/9721","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/tv.a11.cz\/api\/wp\/v2\/video"}],"about":[{"href":"https:\/\/tv.a11.cz\/api\/wp\/v2\/types\/video"}],"author":[{"embeddable":true,"href":"https:\/\/tv.a11.cz\/api\/wp\/v2\/users\/8"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/tv.a11.cz\/api\/wp\/v2\/media\/9745"}],"wp:attachment":[{"href":"https:\/\/tv.a11.cz\/api\/wp\/v2\/media?parent=9721"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/tv.a11.cz\/api\/wp\/v2\/categories?post=9721"},{"taxonomy":"porad","embeddable":true,"href":"https:\/\/tv.a11.cz\/api\/wp\/v2\/porad?post=9721"},{"taxonomy":"region","embeddable":true,"href":"https:\/\/tv.a11.cz\/api\/wp\/v2\/region?post=9721"},{"taxonomy":"kategorie","embeddable":true,"href":"https:\/\/tv.a11.cz\/api\/wp\/v2\/kategorie?post=9721"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}